Over 50's Life Insurance

Guaranteed Protection for the Later Years of Life

Understanding Over 50’s Life Insurance

Over 50’s Life Insurance is an insurance policy tailored for individuals aged 50 and above. It’s designed to provide a guaranteed payout upon your passing, regardless of when that occurs, offering a straightforward way to leave a financial legacy for your loved ones or to take care of final expenses.

Key Features of Over 50’s Life Insurance

Guaranteed Acceptance: No medical exams or health questions required for policyholders aged 50 and over.
Fixed Premiums: Premiums are set at the outset and will not increase, making it easy to budget for the long term.
Guaranteed Payout: Your beneficiaries are assured of a lump sum payment, providing them with financial support when they need it most.

Proceeds of these policies can be used for payment of, or towards, the cost of a funeral, following the death of the person who is insured. You could pay out more money in premiums than the policy pays out. This policy is not a savings plan and has no cash-in value. Due to inflation, any amount paid out may not buy as much in the future as it would now and may not cover the full cost of a funeral. If you stop paying premiums before age 90, the cover will end, and you won’t be entitled to claim any money back.

Why Choose Us?

Peace of Mind:

Secure the knowledge that your loved ones will receive financial support after you’re gone.

Ease of Planning:

Simplify your financial planning with fixed premiums and a guaranteed payout.

Flexible Use of Funds:

Beneficiaries can use the payout for funeral expenses, settling debts, or as a gift to help in their future.

No Health Restrictions:

Acceptance is guaranteed without the need for medical examinations, making this an accessible option for everyone over 50.

"Fortress Insurance displayed an impressive understanding of our unique needs, prioritizing our interests to identify the perfect product and coverage level for us."

"Excellent service from Fortress Insurance who were able to secure the level of cover I needed. I was able to switch my personal life insurance policy to a relevant life insurance plan that is now paid for by my business as a tax deductible expense."

"As a self employed plumber I struggled to get income protection at an affordable price. Jordan at Fortress Insurance understood my occupation as was able to find me the right level of cover at an affordable price . Highly recommend "

Let us help you protect your Fortress

Contact our team today for personalised advice and start your journey towards financial peace of mind for you and your family.